Capital One® Spark® Miles for Business Review

Last Updated: June 23, 2017
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Capital One® Spark® Miles for Business


Earn unlimited 2X miles on net purchases for your business

Bonus Signup Offer

Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months


Earn 2 miles per $1 on every purchase, every day
Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
Miles don't expire, and there are no categories to limit where or what you buy
$0 intro annual fee for the first year; $59 after that
There's no limit to the amount of miles you can earn and miles don't expire
Redeem miles for travel, cash back, gift cards and more
No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

Expert Walkthrough

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Capital One® Spark® Miles for Business Reviews


If your business spends a lot on non-travel-related expenses and you like to travel, this is a solid choice. 2016-09-13

Offers a valuable travel rewards program, but is too similar to the more flexible cash back version of the card.

Money Crashers 2016-08-15

Great credit card for business owners who make purchases in a wide range of spending categories, use their cards enough to out-earn the annual fee, and travel enough to make the rewards system valuable to them. 2015-11-05

With two sign-up bonus opportunities and two miles earned for every dollar spent, rewards will add up quickly. Some benefits are missing, but overall the card is well-balanced and would be a good choice for many businesses.

Hustler Money Blog 2016-10-18

Provides so many perks for business owners. The flexibility of the miles redemption is easy to love and easy to use.

Wisebread 2016-09-21

Best for small business owners whose purchases include travel-related expenses that you can cover with the miles earned.

With a solid mile-earnings program, no annual fee for the first year, and a fairly low interest rate, this is a great card for business travelers and their employees.


A good option for businesses that want to earn rewards at a higher rate, as long as you pay on time.

Credit Shout 2016-01-15

You can qualify for the Spark Miles card even if you are a sole proprietor. This is one of the few business credit cards that will actually help you establish business credit. 2013-01-22

Quite an attractive business credit card with lots of good deals and benefits to offer you and even your business.