The Plum Card® from American Express OPEN Review

Last Updated: July 02, 2017
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The Plum Card® from American Express OPEN

Bonus Signup Offer



Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
Take up to 60 days to pay with no interest, if you pay your minimum due.
Use the power of the Plum Card to buy big for your business.
Unlock new opportunities with a spending limit that can grow with your business.
Additional Employee Cards at no annual fee – and an early pay discount on employee spending.
No Foreign Transaction Fees.
Introductory annual fee of $0 for the first year, then $250.

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The Plum Card® from American Express OPEN Reviews


With perks geared toward businesses with either consistent or unpredictable cash flow, this one might be worth considering.

Money Crashers 2016-08-11

Overall, Plum offers unusual flexibility and a solid cash back rate, but some business owners may conclude that more compelling options exist.

Value Penguin

Judged purely on rewards, a number of other small business cards offer greater rewards rates, with substantially less annual costs.

Credit Card Forum 2016-08-16

If you are still not sure if this card is a fit for your small business you can still take the plunge without getting wet

Credit Donkey 2016-07-11

The Plum card is good for established businesses who may not have consistent cash flow from month to month. However, if your business always pays a bill off in full each month, you would have no need for the deferred payment option.

Ask Mr. Credit Card

To sum up, this is a business card that I would recommend any business owner to consider.

The Points Guy 2014-07-29

For strict cash back, this is one of the top business credit cards if you can hit the max spend.

Hustler Money Blog 2015-08-31

If your business has a revenue of at least 6 figures annually and are needing a charge card with a flexible and rewarding payment plan, this is definitely a good option

Walletpath 2014-01-08

Between the deferred payments from month to month, to the discount for early payment, this card rocks.

Money Talks News 2014-02-04

Geared toward businesses that want to monitor their spending, as well as earn benefits for paying early.